Polar Money Tips, Bi-Monthly Money Savings Guide
Polar Money Tips #8211; Issue 36
Welcome to the issue 36 of the weekly Polar Money Tips newsletter. In this edition feature Online property Valuations. Great to see how much equity you have in your house or how much you could sell up for... read on!

ONLINE PROPERTY VALUATIONS

Why get a Hometrack valuation?

The Hometrack Online Valuation Report is based on Realtime™, the market leading Automated Valuation System used by the High Street Banks and Mortgage Lenders. In most cases it will give you a good indication of a property's value, something that you can't get from simply looking at previous sales in a local area.

The Hometrack difference

Because Hometrack works with Mortgage Lenders, Estate Agents and other housing professionals, we can boast a much greater understanding of the property market. This combined with our Automated Valuation System means that we can deliver much more than most other online housing sales websites.

As well as our unique valuation product, you can browse actual sales, and view in-depth and up-to-date information from Hometrack's survey of house prices and market trends in England & Wales.

Hometrack Online Valuation

Get your property valued NOW with the same valuation system used by mortgage lenders - from £19.95

Buying or selling a house takes time. It’s one of the most important decisions we ever make so it’s always good to be armed with the facts.

What someone paid for a house is interesting...

Knowing what it may be worth now is invaluable!

• Hometrack Online Valuation
• Neighbourhood price range
• Neighbourhood current values
• Neighbourhood price trends
• Historic sales prices
• Market trends

Historic Sales Prices
Find out for free what properties sold for in your local area, based on HM Land Registry data.

The Market
View in-depth and up-to-date information on market trends in your local area from Hometrack's monthly survey for England & Wales.

Today's Prices
Update historic Land Registry Sales prices to today’s date - from £1.90

What is an Automated Valuation?

An automated valuation is a property valuation created by a computer model. This valuation is used to estimate the current market value of a home based upon various analytical methodologies and data elements e.g. comparable sales prices, home characteristics, historical property price appreciation etc.

What information is contained in the Hometrack Online Valuation Report?

The principle outputs are the estimate of current market value, an indication of the Confidence Level or probable accuracy of the result and the estimated value range. In addition to these key outputs the report contains various other relevant property market information.

Can Hometrack value every house?

The Hometrack Valuation System can value any property in England, Wales & Scotland where the system successfully matches the postcode and house number or name.

How accurate is the Hometrack Valuation System?

The accuracy of the valuation will vary depending on a wide range of factors; principally how similar the subject property is to properties in the surrounding area and how much turnover there has been in the area. The expected accuracy of the valuation is reflected in the Confidence Level and the corresponding value range. The System is unlikely to provide a very accurate valuation for properties that are unusual, much larger than average or with particular distinctive features.

Which professionals use the Hometrack Valuation System?

The Hometrack Valuation System™ is based upon the Realtime Valuation Model™ which is the market leading online valuation service used by High Street Banks and Mortgage Lenders. It is one of the most advanced Automated Valuation Models in the world. Currently lenders representing more than 70% of the UK Mortgage Market utilise the Realtime Valuation Model™ for both mortgage origination and further advance.

Are there any alternatives to the Hometrack Online Valuation Report?

No, at present Hometrack are the only providers of online automated valuation services to homeowners and property investors.

FUEL INVESTMENTS - BUY TO LET MORTGAGE SPECIALISTS

The right finance deal can be make-or-break for your property investment. That's why you should talk to Fuel.

Fuel Finance are a whole-of-market broker which means we can give you access to High Street lenders, specialist products and exclusive Fuel deals that you can't find elsewhere.

We can offer you the most competitive mortgage and insurance products available and provide specialist advice on financing Off-Plan deals and investing in properties in the UK and overseas. As one of the UK's leading mortgage brokers, we handle over £40 million worth of mortgage business every month for our clients.

Whether you need a buy-to-let mortgage for your first investment property or you're funding an established property portfolio, we're here to help. If you are serious about making money in property, talk to Fuel today. Your home may be repossessed if you do not keep up repayments on your mortgage.

Fuel Investments Limited. Authorised and regulated by the Financial Services Authority. Registration number 313500 Fuel Investments Limited | 3rd floor | Surrey House | 34 Eden Street | Kingston Upon Thames | Surrey | KT1 1ER


ONLINE PROPERTY VALUATIONS WITH HOMETRACK

Why get a Hometrack valuation?

The Hometrack Online Valuation Report is based on Realtime™, the market leading Automated Valuation System used by the High Street Banks and Mortgage Lenders. In most cases it will give you a good indication of a property's value, something that you can't get from simply looking at previous sales in a local area.

The Hometrack difference

Because Hometrack works with Mortgage Lenders, Estate Agents and other housing professionals, we can boast a much greater understanding of the property market. This combined with our Automated Valuation System means that we can deliver much more than most other online housing sales websites. As well as our unique valuation product, you can browse actual sales, and view in-depth and up-to-date information from Hometrack's survey of house prices and market trends in England & Wales.

Planning to buy or sell a property! Hometrack’s property reports for your postcode will help you make the right decision.


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In This Issue:

  1. ONLINE PROPERTY VALUATIONS

  2. FUEL INVESTMENTS - BUY TO LET MORTGAGE SPECIALISTS

Polar Services

PolarLoans

Polar Mortgages

Polar Insurance


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