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No romance without finance – wedding bells the cause of financial distress

A wedding day should be the happiest day of your life, but the effect it can have on your bank balance can turn it into a stressful, harrowing affair says loan website www.PolarLoans.co.uk

And with the average wedding now costing around £14,000* (the equivalent of a 10% deposit on a £140,000 home) many couples are starting married life with an unnecessarily huge debt around their necks, comments Jason Hulott from the site.

In a bid to help couples plan their wedding finances so that they get the wedding of their dreams on a budget, www.PolarLoans.co.uk has launched a free Guide to cutting wedding costs.

The 55-page downloadable guide gives tips and tricks on planning a wedding budget and how to get the most for your money, giving couples a better financial start to their married life.

Examples of ways to save money on wedding costs include:

  • Dispensing with a photographer and placing disposable cameras on tables at the reception so that the guests can capture those special moments
  • Decorating the reception venue yourself using readily available items such as white Christmas lights weaved through plants or candles and candle holders which can be bought in pound shops
  • Serving the meals buffet style, asking people to forego wedding gifts in favour of bringing a dish
  • Not paying for extras like waiters/waitresses, bartenders etc. but asking a friend or family member to do it instead as a wedding gift to you
  • When it comes to music, if you are planning on having band, look to local high school and college bands to get much cheaper prices. If it’s a DJ you want, you can find good amateur DJ’s at local events or even by word of mouth
  • Using digital cameras can limit the amount of pictures that you have to take while making them easy to reproduce. Digital camera technology can make even an amateur take professional looking pictures. These prints can even later be used to create thank you cards after the event that are personalised and show the guests and/or the bridal party.

The guide also discusses how to get the best deals on flowers, catering, bridal wear as well as how to run a themed wedding. "Anyone planning to get married will find this guide invaluable," says Hulott, "meaning they can make the most of their money.

"And if all fails and they are still over budget, then the guide has the ultimate answer - elope!"

The guide can be downloaded at www.PolarLoans.co.uk/wedding/

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