Terms and Conditions

The information on this Website (the "Site") is intended for and relevant to UK residents only.

Access to and use of this Site is subject to the following terms and conditions, which you are deemed to have accepted in full by accessing the Site. If you do not wish to accept these terms and conditions you should leave the Site immediately.


Polar Loans.co.uk is a trading style of PBM Finance Ltd, whose registered address is at Call Flex Business Park, Golden Smithies Lane, Rotherham S63 7ER

PBM Finance Ltd is an Appointed Representative of Whitechurch Network Ltd, which is authorised and regulated by the Financial Services Authority. Whitechurch Network Ltd Firm Reference Number is 522614. Confirmation of this may be obtained at www.fsa.gov.uk/register/. CCL Number: 0634018. DPA Registration: Z2080440.


The information on this Site is for your own personal, private and non-professional use. You may not give details of another individual without first obtaining their consent.


Data contained on the Site is provided for information purposes only. While Speedie Consultants Limited uses every reasonable endeavour to ensure that it is accurate at the date of publication, there may be circumstances in which errors or omissions in the information may occur which are beyond the reasonable control of Speedie Consultants Limited. Consequently Speedie Consultants Limited will not be liable for loss or damages arising, in contract, tort or otherwise, directly or indirectly from the use of or reliance upon any information contained on the Site, nor products or services provided by third parties (individuals and corporates) featured on the Site.

This Site may contain links to other websites. Speedie Consultants Limited cannot accept responsibility for any information given or advice provided by these other sites nor endorses the use of any services advertised on such other sites.

The Law

This Site and its use is governed by English Law at all times and in the event of a dispute, the relevant parties irrevocably submit to the exclusive jurisdiction of the English Courts.


All material on this is subject to copyright and other intellectual property rights and the Site (or any part) must not be reproduced in any form or by any means.


Speedie Consultants Limited cannot warrant that the Site is free of viruses or technical defects of any description and will not be responsible for any technical problems arising from the use of the Site.

There is no guarantee that any e-mail sent will be received by us, or that the contents of any such e-mail will remain private during Internet transmission. If you have any concerns, you may prefer to telephone or write to us instead.

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